Fortuneo returns to the front of the stage to compete with other neobanks in France. The subsidiary of Crédit Mutuel Arkéa offers up to 150 euros free for opening a bank account with a bank card.
If for some, the Fortuneo online bank means nothing to you, it is nevertheless one of the oldest neobanks and its experience is well established. The market has grown considerably in recent years, and it is therefore necessary to stand out from the competition. To do this, Fortuneo offers a welcome offer to new customers, with the possibility of obtaining up to 150 euros in bonus when opening an account. We give you all the information you need to get this bonus in this article.
Fortuneo Bank in a nutshell
Free card from one payment per month
Real-time expense tracking via app
The current offer allows you to obtain a bonus of up to 150 euros for opening an account on Fortuneo. It ends March 13, 2022 and is only available to new customers. Please note that when registering, you must choose the Fosfo Mastercard or the Gold Mastercard and enter the promo code "FTNMARS" to benefit from this bonus.
An online bank with years of experience
Among the many online banks, Fortuneo is not a novice and has accumulated years of expertise in this sector. This online bank is intended to be complete with services and skills, which traditional banks are used to. On the price side, online banking is one of the good students with free account maintenance fees if you use your card at least once a month. Fees can range from 3 to 5 euros per month depending on the card chosen. There are even very few hidden costs and the general price list is quite clear on this. The advantage compared to many online banks and especially neobanks is that Fortuneo bank offers a French IBAN, which is very practical if you want to make it your main account.
Among the cards offered in this offer, we find the Fosfo Mastercard bank card and the Gold Mastercard. If you have to justify your income for Gold, the Fosfo Mastercard is unconditional on income. The Gold Mastercard card does not charge any fees on payments and withdrawals anywhere in the world. Only the classic Fosfo free card a commission of 1.94% when making payments abroad. Mastercard-certified cards also have all of the organization's travel guarantees and you will therefore benefit from various guarantees such as cancellation / interruption insurance for plane tickets or full reimbursement in the event of theft and damage to a rental vehicle in the stranger.
A simple to use app that could be improved
To keep an eye on your account, Fortuneo offers a clean and readable application that offers all the basic features of a banking application. You will be able to follow your transactions live, create virtual cards, make instant transfers or even add external accounts to the application. It also supports Apple Pay, Google Pay, Samsung Pay and even Fitbit Pay and Garmin Pay platforms. Updates have improved the user experience on the application, with easier reading of accounts. However, it lacks certain features such as the temporary blocking of the account and the card in the event of loss or theft – which is quite a shame.
How to register and get 150 euros?
When you register, after completing a form, all you need to do is provide a tax notice to prove your income. An initial deposit of 300 euros will also be required when opening your new account. To benefit from the offer, you must register by entering the promo code “FTNMARS“. Your file should then be finalized within 3 weeks maximum.
Whichever card you choose, you will have to make 5 payments before May 22, 2022 to benefit from the 70 euros offered. If you opt for the Gold Mastercard, with the same previous condition, you will receive an additional 80 euros, or 150 euros in all, directly paid into your Fortuneo account. Only these two cards are eligible for the offer.
Our online banking comparator
To find out more about online banks, do not hesitate to consult our comparison of the best online banks.
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